By Country: Germany

Government programmes

• Financial education program , Bundesministerium der Finanzen (Ministry of Finances): www.bundesfinanzministerium.de
• Deutsche Bundesbank, www.bundesbank.de

Civil society programmes

• Financially fit, www.finanziell-fit.de, the Johannes Gutenberg-University Mainz Pedagogical Institute, http://www.sfz.uni-mainz.de/

Private sector programmes

• www.kursraumgeld.de: website of the "Initiative Finanzplatz Deutschland" providing information on "money" for pupils and school lessons.
• www.safety1st.de: website of a working group of German insurance companies providing information on "pension and social insurance" for pupils and school lessons.
• www.geldmuseum.de: website of a Deutsche Bundesbank's museum on money that offers e.g. guided tours and seminars for teachers.
• Consumer education portal, www.verbraucherbildung.de , The Federation of German Consumer Organisations (Verbraucherzentrale Bundesverband)
• Money and household (Geld und Haushalt), German Saving Banks and Giro Association (Deutscher Sparkassen und Giroverband (DSGV)): http://www.geldundhaushalt.de
• Children education portal: www.kinderkampagne.de
• SchoolBank-Economics for teachers and students (SchulBank-Wirtschaft für den Unterricht), Association of German Banks (Bundesverband deutscher Banken): http://www.schulbank.de/
• Safety 1st - das Schulportal für soziale Sicherung und private Vorsorge: school portal for social safety and private provision, German Insurance Association: http://www.safety1st.de

Research and articles

• Oliver J. Haas (2006), Overindebtedness in Germany, Employment Sector, Social Finance Program, Working Paper N° 44, International Labour Organisation.
• Bertelsmann Stiftung (2004), Finanzieller analphabetimus in Deutschland: schlechte voraussetzungen fur eigenverantwortliche vorsorge, March 2004 (in German only).
• Commerzbank (2004),  Kanon der finanziellen allgemeinbildung, June 2004 (in German only).